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Ways To Sell
6 Creative Ways to Afford a Home
8 Steps to Getting Your Finances
in Order
5 Factors That Decide Your Credit Score
Your Property Wish List
5 Common First-Time Homebuyer
Mistakes
Hidden Home Defects to Watch For
Tips for Finding the Perfect
Neighborhood
The Pros and Cons of Condos
5
Reasons You Need a REALTOR
How Big a Mortgage Can I Afford?
10 Steps to Prepare for
Homeownership
Budget Basics Work Sheet
10 Things to Take the Trauma Out of
Home buying
8 Steps to Improve Credit
10 tips for First time
Homebuyers
10 Easy ways to
make your home sell fast and for top Dollar$$$
January 2007 Home Sales
Report
February 2007 Home Sales
Report
March 2007 Home Sales
Report
April 2007 Home Sales
Report
May 2007 Home Sales
Report
June 007 Home Sales
Report
July 2007 Home Sales
Report
August 2007 Home Sales
Report
Todays Real Estate
Terminology
REO: Real
Estate Owned, Bank owned home as a result of a foreclosure or a Deed in
Lieu
Deed in Lieu: A
way to forfeit your property to the bank to avoid foreclosure.
Short Sale:
Seller is asking the bank to forgive part of the mortgage if the home is
worth less than owed, The bank can agree to this and it will hurt your
credit
Foreclosure: Bank
repos the home because of late or delinquent payments (again hurts your
credit)
Buy and Bail:
an act of fraud to buy another home and let your current home go to
foreclosure.
Amera Dream: A
valuable program for home buyers that lets the seller contribute closing
costs and down payment assistance.
FHA loan: A
government backed loan to help buyers get the best rates and low down
payments.
VA Loan: Similar to
FHA loan but is for veterans and can be a wonderful way to obtain a home
even if your credit is not the best.
LSR: Loan Status
Report, a form provided by your Mortgage lender or Bank proving that you
have the resources to purchase a home for the seller.
Federal Nation Mortgage
Association (FNMA): commonly known as Fannie Mae, was established to
create a secondary market for FHA loans.
Need more information about
any real estate topic... feel free to call 623-293-2833 ask for
Scott!
Top Salesperson of the year 2007 1st place
Chairman's Round Table 2007
Top
Lister of the year 2nd place 2007
Top
Home Lister 2006
Chairman's Round Table 2006
Rookie
of the year 2005
Copyright (c) 2005-2008 Scott Schulte LLC *
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